Category Archives: Real Estate

Nathan Ruffing – Signature Real Estate

Upcoming Open Houses

Delaware County Open Houses Upcoming

Franklin County Open Houses Upcoming

Columbus Near East and German Village Open Houses

Dublin Open Houses Upcoming

Grove City Open Houses Upcoming

Lewis Center Open Houses Upcoming

Powell Open Houses Upcoming

Open Houses MLS All

I have been asked how to filter by date of the open house. There doesn’t appear to be a way to do that. Currently you have to click on the listing to see the date. I put in a request to the site operator to include the open house date in the gallery view.

What is East PACT Columbus?

PACT stands for Partners Achieving Community Transformation. Columbus East PACT affects the target area on the map below.

Columbus East PACT affects the Near East Side of Columbus.

More information from the following links to Columbus East PACT’s website:

PACT Blueprint for Community Investment

PACT Home Ownership Incentive Program (for OSU Faculty and Staff)

PACT East Side Buckeye Initiative

PACT Health Sciences Academies

Furniture Consignment Shops, Let’s Pop Some Tags, Columbus!

Consignment shops are a great place to buy and sell used furniture. Here’s how they work: somebody has a piece of furniture they want to sell, they bring it to the consignment shop and agree to allow it to be sold there for a commission to the consignment shop. The furniture sits on display at the shop until it sells and then the shop sends a check to the seller minus the commission. As time goes by and the furniture doesn’t sell, the shop lowers the price until it sells. This is usually done on an agreed-upon schedule.

It’s kind of like a full-time garage sale, or Craigslist with physical building.

So where should you go to “pop some tags” on furniture in Columbus? I have to defer to my mom on this one. My mom the expert says that the best consignment shops are:

Consignment Shops

  1. Grandview Mercantile Company in Grandview (no longer Short North)
  2. Experienced Possessions in Shawnee Hills
  3. Trading Places in Dublin
  4. One More Time, Etc. on 5th Ave. in Columbus

Government Surplus

During the pandemic OSU started selling through this site, and many other government entities dump valuable stuff here especially office furniture:

https://www.govdeals.com/

OSU Surplus

Of note also, Ohio State releases their surplus furniture once per month, click here for more info. There are some massive deals here and they also sell electronics.

The Goodwill

The Goodwill. You may not choose to buy a couch here, but you cannot rule out the Goodwill. I bought a floor lamp at the Goodwill yesterday and if I told you I paid $100, you’d believe me. Stainless steel, all three switches work, and I saved enough to put LED bulbs in it. Don’t feel bad either. Pay cash. You are creating jobs, and also helping people get rid of their old stuff. Win-win. Don’t believe me? Believe Wikipedia.

General Re-Use Stores

New Uses in Columbus is like Craigslist in person, or like an on-going garage sale with quality items. I highly recommend them. There are currently three locations near Columbus.

  • New Uses, Sawmill Rd. and three other locations.

More Consignment Shops

Craigslist, Etc.

I love craigslist and now offerup is similar.

How to Sell
  1. Take several pictures of each piece of furniture.
  2. Put all in one folder, and reduce the pictures to <1MB each.
  3. Write a short description with everything you know including manufacturer, age, original purchase price, condition.
  4. Each consignment shop’s site has a submission form or e-mail. They respond within a few days with a recommended price.
  5. They take a commission, usually 50%. With most you have to deliver the furniture, but some do pick-up.

Personal Finance

Buying a home requires planning and preparation. The better prepared we are, the better deal we get from the bank, and the better deal we can get on a house. As a real estate agent, I see the benefits of financial planning (or disadvantage if lacking) with all of my clients! Financial planning = home ownership = financial planning!

Vineyard Columbus Financial Ministry

Vineyard Columbus church has excellent no pressure small groups to give you support in your path to financial freedom:

http://www.vineyardcolumbus.org/ministries/financial-ministry/about/

eFinPLAN (.com)

Kent Irwin is a friend of mine and a financial minister at Vineyard Columbus. He operates this reasonably-priced financial planning website here called eFinPlan. The important thing is to get a plan and stick to it!

Dave Ramsey

Introduction to Dave Ramsey

How to Budget

Budgeting Tools

 

My 2 Cents: The Big Choices, and That’s It

In the end success comes from our own discipline, restraint, and choices. We know what to do. Doing it is the hard part. The small daily choices are the really difficult ones because we have to stay strong every day, day in and day out. Fortunately, there are three main decisions that really matter: easy credit, our car, and our house.

Cut up all but one credit card. Pay it off every month. If you can’t handle that, cut that card up and go all cash. Difficult, but simple.

Save for a car and only buy what you can actually pay cash for. Difficult, but simple.

Buy a house instead of rent, and buy one that you can afford. Take care of your house and your house will take care of you.

After these big choices, relax on the little ones. Go out to eat. Enjoy cable TV. Tip a little extra for those hard-working service job employees who are in the same struggle you are and help the next person out because your a financial winner now…

Buyers, Get an Agent

Most homes for sale are listed on the MLS with a seller’s real estate agent. Most of those are listed under a contract called an “Exculsive Right to Sell,” with the seller’s agent and buyer’s agent commissions already agreed upon. That means that a buyer’s agent is already paid for if you buy the house, whether you have an agent or not. The seller pays for it from his proceeds. Make an agent earn that commission by working for you!

So where does the money go if you don’t have an agent? In that case, the seller’s agent usually is entitled to both sides of the commission.