More residential is coming to Easton. See the map and links below for more information.
Consignment shops are a great place to buy and sell used furniture. Here’s how they work: somebody has a piece of furniture they want to sell, they bring it to the consignment shop and agree to allow it to be sold there for a commission to the consignment shop. The furniture sits on display at the shop until it sells and then the shop sends a check to the seller minus the commission. As time goes by and the furniture doesn’t sell, the shop lowers the price until it sells. This is usually done on an agreed-upon schedule.
It’s kind of like a full-time garage sale, or Craigslist with physical building.
So where should you go to “pop some tags” on furniture in Columbus? I have to defer to my mom on this one. My mom the expert says that the best consignment shops are:
Of note also, Ohio State releases their surplus furniture once per month, click here for more info. There are some massive deals here and they also sell electronics.
The Goodwill. You may not choose to buy a couch here, but you cannot rule out the Goodwill. I bought a floor lamp at the Goodwill yesterday and if I told you I paid $100, you’d believe me. Stainless steel, all three switches work, and I saved enough to put LED bulbs in it. Don’t feel bad either. Pay cash. You are creating jobs, and also helping people get rid of their old stuff. Win-win. Don’t believe me? Believe Wikipedia.
New Uses in Columbus is like Craigslist in person, or like an on-going garage sale with quality items. I highly recommend them. There are currently three locations near Columbus.
Buying a home requires planning and preparation. The better prepared we are, the better deal we get from the bank, and the better deal we can get on a house.
I searched around for the best financial planning advice out there and all roads eventually led me to one man. Dave Ramsey. Vineyard Columbus Church has a program, they use Dave Ramsey’s course. I called my family to see if they know of any financial planning options, Dave Ramsey again. I was listening to a success story about some 20-somethings who grew a multi-million dollar real estate business. They follow the principals of Dave Ramsey.
Vineyard Columbus church has excellent no pressure small groups to give you support in your path to financial freedom:
In the end success comes from our own discipline, restraint, and choices. We know what to do. Doing it is the hard part. The small daily choices are the really difficult ones because we have to stay strong every day, day in and day out. Fortunately, there are three main decisions that really matter: easy credit, our car, and our house.
Cut up all but one credit card. Pay it off every month. If you can’t handle that, cut that card up and go all cash. Difficult, but simple.
Save for a car and only buy what you can actually pay cash for. Difficult, but simple.
Buy a house instead of rent, and buy one that you can afford. Take care of your house and your house will take care of you.
After these big choices, relax on the little ones. Go out to eat. Enjoy cable TV. Tip a little extra for those hard-working service job employees who are in the same struggle you are..
Most homes for sale are listed on the MLS with a seller’s real estate agent. Most of those are listed under a contract called an “Exculsive Right to Sell,” with the seller’s agent and buyer’s agent commissions already agreed upon. That means that a buyer’s agent is already paid for if you buy the house, whether you have an agent or not. The seller pays for it from his proceeds. Make an agent earn that commission by working for you!
So where does the money go if you don’t have an agent? In that case, the seller’s agent usually is entitled to both sides of the commission.
Are you a renter in Linden? This is for you. There is a good chance you are paying more in rent than you would pay monthly for a loan to buy a house.
When you own a house, you save money, and improve your neighborhood, while building equity. Equity is the amount of money your home is worth more than the amount of money remaining on your loan. Equity increases as you pay your loan.
The first step is to talk to a lender and fill out an application. It is worth the try!
Both of these lenders’ offices are close to Linden.
Below is a spreadsheet of the typical costs of operating a rental house in Linden. It shows that you are already paying enough … but you need to take credit for what you are paying by buying a house! If you either have minimum credit or can pay a 20% down payment, there is a chance you can own a home by just moving to another block or even by offering to buy the house you already live in.
Quick tip for Realtors®, you can quickly type the registered trademark “circle R” by holding the ALT button and typing 0174. This works on PCs.
ALT + 0174 = ®
There are codes for many symbols, for example:
ALT + 0241 = ñ
Just Google “alt code … ” for more.
You should ask your lender about an assumable loan. This means that if you sell your house in the future, you can pass the loan to a qualified buyer. Typically, FHA loans are assumable.
The market conditions are great to buy a house right now. Interest rates have risen a little, but can still rise a lot more. If you have an assumable loan, you have the option to offer a qualified buyer today’s market conditions by giving them your low-rate mortgage along with your house.
An assumable loan can make your home easier to sell with more buyers and at a higher price in the future.
More information here: