Category Archives: All

All of the posts on this site.

Change only the numbers in yellow boxes! The other boxes contain formulas. Enter the basics about a property in familiar Excel format to quickly evaluate profitability. Evaluate multiple properties quickly, compare, and archive. Free to use and distribute.

I used this evaluator to identify my apartment building as a great investment, and it has been.

Nate’s Loan Calculator v3.6

Change only the numbers in yellow boxes! The other boxes contain formulas. Use this spreadsheet to calculate loans. Each sheet in the document has the loan equation solved for a different parameter.

I also recommend the In A Day Development’s 10bii Calculator. It is better than my spreadsheet. You can download it for your phone and it is worth every penny of the few dollars that you pay for it.

All

The Big Five

20 June 2017 Nathan Ruffing 2 Comments

I recently heard these five companies referred to as “The Big Five.” You have heard of each of these companies. You have done business with at least one of them (or you are in a coma of course).

If you are a person who considers single entities that are too powerful to be a threat, then these collectors of our information would be a threat. How do they compare in size to the US government?

Apple

$220.46 billion = annual revenue

Amazon

$142.57 billion = annual revenue

Google (Alphabet, Inc.)

$94.76 billion = annual revenue

Microsoft

$87.25 billion = annual revenue

Facebook

$30.29 billion = annual revenue

US Government

$3,200 billion = annual tax revenue

Comparison

The total revenue of the five companies combined equals just under 18% of the US government’s tax revenue. Apple’s revenue by itself is 6.9% of the US government’s revenue. They have not passed the government, but they are starting to be in the ballpark.

What They Know, Snapshot

Apple and Microsoft’s operating systems account for most of our computers. Google controls our internet searches, and Android, and YouTube, and many of our e-mails. Amazon knows what we buy. Facebook knows the rest.

What They Don’t Control

ICANN

Others

All, Real Estate

Upcoming Open Houses

17 June 2017 Nathan Ruffing 1 Comment

Delaware County Open Houses Upcoming

Franklin County Open Houses Upcoming

Columbus Near East and German Village Open Houses

Dublin Open Houses Upcoming

Grove City Open Houses Upcoming

Lewis Center Open Houses Upcoming

Powell Open Houses Upcoming

Open Houses MLS All

I have been asked how to filter by date of the open house. There doesn’t appear to be a way to do that. Currently you have to click on the listing to see the date. I put in a request to the site operator to include the open house date in the gallery view.

All, Real Estate

May Summary

31 May 2017 Nathan Ruffing 1 Comment

Personal Finance

Furniture Consignment Shops, Let’s Pop Some Tags, Columbus!

Parsons Avenue Construction

Easton Apartments, … and Linden

SR-315 Closure

What is East PACT Columbus?

All

Ecclesiastes

25 May 2017 Nathan Ruffing

I recently spent about 3 hours contributing my opinion to a political site. I have always been politically opinionated. However, now when I participate in such an activity, in the end I think of the book of Ecclesiastes in The Bible, especially chapter 1, verses 1-11.

Read it.

We can “solve the world’s problems” 1,000 times within our lives, but we might as well enjoy the experience, because our life is short and the next generation will solve the same problems 1,000 times over again.

In other words, if you’re going to “solve the world’s problems,” do so over a beer with people you like. I like the guys on the site and I think we’ll have beers one day, maybe in some cool places, so I didn’t do so badly today.

All, Real Estate